top of page

Terms & Conditions

Effective Date: June 1, 2025

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. By accessing or using any services, consultations, educational materials, or resources provided by Reaves Consulting LLC, you agree to be bound by these Terms and Conditions. If you do not agree, do not use our services.

​

1. Company Overview

Reaves Consulting LLC provides services in the areas of credit repair education, business consulting, and trading mentorship. Our goal is to offer strategic guidance, educational content, and consultation to assist individuals and businesses in improving their financial literacy and business outcomes.

​

2. No Financial Advice Disclaimer

Reaves Consulting LLC, including its owners, employees, contractors, representatives, and affiliates, are NOT financial advisors, tax advisors, brokers, or licensed investment professionals.

Any and all information provided through our services, consultations, mentorship programs, courses, websites, documents, or representatives is strictly for educational and informational purposes only and should not be construed as legal, financial, tax, or investment advice.

Clients and customers are solely responsible for their own decisions and actions taken based on any consultation, mentorship, or educational material provided by Reaves Consulting LLC.

​

3. Client Responsibility and Acknowledgment

By using our services, you explicitly acknowledge and agree that:

  • You understand and accept that all consultation and guidance provided by Reaves Consulting LLC is to be used at your sole discretion and risk.

  • You are fully and solely responsible for any and all decisions, actions, financial transactions, and outcomes resulting from your use of our services.

  • You agree not to hold Reaves Consulting LLC, its representatives, employees, contractors, or affiliates liable for any losses, damages, or negative outcomes—financial or otherwise—that may arise from your use or misuse of our services.

​

4. No Guarantees or Warranties

Reaves Consulting LLC makes no guarantees or warranties, express or implied, regarding the success, outcomes, accuracy, completeness, or results of using our consultation, services, or educational resources. Results will vary based on individual circumstances and effort.

All services are provided “as is” and “as available” without any warranties of any kind, including but not limited to warranties of merchantability or fitness for a particular purpose.

​

5. Limitation of Liability

To the fullest extent permitted by law, Reaves Consulting LLC, including its representatives and affiliates, shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of or inability to use our services, even if we have been advised of the possibility of such damages.

This includes, but is not limited to, loss of profits, loss of business, personal or financial harm, or any other damages.

​​

6. Consent to Communication

By using our services, you expressly consent and agree to being contacted by Reaves Consulting LLC and its representatives through email, telephone calls, and SMS/text messages at any email address or phone number you provide. This includes both promotional and service-related communications. You acknowledge that standard messaging and data rates may apply and that you may opt out of non-essential communications at any time by following the opt-out instructions provided in such communications.

​

7. "Done For You" Services Disclaimer

Reaves Consulting LLC may offer optional “Done For You” services, which may include but are not limited to: business formation assistance, credit repair processes, account setup, profile optimization, or similar administrative and operational tasks performed on behalf of the client.

By engaging with any “Done For You” service, you, the client/customer, explicitly agree to the following:

  • You voluntarily grant Reaves Consulting LLC, its representatives, and/or affiliates consent and permission to perform specific tasks on your behalf as outlined and agreed upon in writing or during consultation.

  • You acknowledge that all such services are provided based on the information and authorization you provide. Reaves Consulting LLC does not act as a fiduciary or financial representative in any capacity.

  • You accept full responsibility for the outcome and results of the “Done For You” services. Reaves Consulting LLC makes no guarantees of results, timelines, or specific outcomes and is not responsible for delays, denials, or the performance of third-party systems or entities.

  • You agree that Reaves Consulting LLC, its representatives, employees, or affiliates shall not be held legally liable for any damages, losses, or undesired results that may arise from the execution of these services, regardless of their scope or intent.

  • You further agree that any information you provide for these services is accurate and truthful, and that you are solely responsible for any consequences resulting from incomplete, inaccurate, or misleading information.

​

By utilizing “Done For You” services, you affirm that you understand, acknowledge, and accept all associated risks and responsibilities, and you agree not to pursue legal action or claims against Reaves Consulting LLC or its affiliates based on the performance or outcome of such services.

​

8. Indemnification

You agree to indemnify, defend, and hold harmless Reaves Consulting LLC and its owners, officers, agents, representatives, employees, and affiliates from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorney fees) resulting from your use of our services, your violation of these terms, or your violation of any rights of another.

​

9. Intellectual Property

All content provided by Reaves Consulting LLC, including but not limited to training materials, documents, videos, and branding, are the intellectual property of Reaves Consulting LLC and may not be copied, redistributed, or reused without prior written consent.

​

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.

​

11. Changes to Terms

Reaves Consulting LLC reserves the right to update or modify these Terms and Conditions at any time without prior notice. It is your responsibility to review these terms periodically for changes.

​

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at info@reavesconsultingservices.com.

 

bottom of page