Privacy Policy and Agreement

Effective Date: May 30, 2025

At Reaves Consulting LLC, we are committed to protecting your privacy and the confidentiality of your personal and sensitive information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data in connection with the services we provide, including credit repair, business consulting, trading mentorship, and “Done For You” solutions.

1. Information We Collect

As part of our services, we may collect and store the following types of personally identifiable information (PII) and sensitive documentation, including but not limited to:

Full legal name
Date of birth
Social Security Number and/or Social Security Card
Passport, driver’s license, or government-issued ID
Utility bills or other proof of address
Tax documents or legal financial paperwork
Business formation documents
Email address, phone number, and mailing address
Credit reports or financial statements (with permission)

This information may be collected through secure forms, consultations, document uploads, or client submissions, and is voluntarily provided by you with your explicit consent for the purposes of service delivery.

2. How We Use Your Information

Your information is collected for the following legitimate purposes:

To verify your identity and eligibility for credit or business-related services
To prepare or assist with the execution of “Done For You” services (e.g., business formation, credit repair submissions)
To facilitate mentorship, consultation, and education
To comply with relevant laws, regulations, or contractual obligations
To communicate important updates or service-related information

We only use your information in a manner consistent with the services requested and with your expressed consent.

3. Disclosure and Sharing of Information

Reaves Consulting LLC does not sell, rent, or trade your personal information to third parties for marketing purposes. We may share your information under the following conditions:

With your explicit consent, for third-party services or tools needed to complete a service you’ve requested (e.g., credit bureaus, state business registration offices, financial platforms).
With authorized personnel within Reaves Consulting LLC who require access to perform their duties.
To comply with applicable legal obligations, subpoenas, court orders, or to defend legal claims.

All staff, contractors, or third-party service providers involved in the handling of your data are bound by confidentiality agreements or service contracts ensuring the protection of your information.

4. Data Security

We take reasonable administrative, technical, and physical measures to protect your personal and sensitive data. These include:

Encrypted storage of digital files and secure cloud platforms
Limited access to sensitive information on a need-to-know basis
Password-protected systems and devices
Secure document transfer methods (e.g., encrypted email or secure upload portals)

Despite our best efforts, no system is 100% secure, and you acknowledge and accept the inherent risk of data transmission over the internet or digital platforms.

5. Client Responsibility and Consent

By engaging with Reaves Consulting LLC, you:

Voluntarily provide your personal information and legal documentation for the purpose of receiving services.
Consent to the storage and use of your sensitive data in accordance with this Privacy Policy.
Acknowledge that Reaves Consulting LLC is acting on your behalf only with your permission and authorization.
Agree to not hold Reaves Consulting LLC, its representatives, employees, or affiliates liable for outcomes resulting from the use of your data in good faith to perform agreed-upon services.

6. Data Retention

We will retain your information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. Upon your written request, we will delete or anonymize your information unless we are legally required to retain it.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

Access or review the personal information we hold about you
Request correction or updates to inaccurate information
Request deletion of your data (subject to legal or service-based exceptions)
Withdraw consent for processing (which may affect your ability to receive services)

To exercise any of these rights, please contact us using the information below.

8. Changes to this Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted to our website and communicated where appropriate. Your continued use of our services after changes are posted constitutes your acceptance of those changes.

9. Contact Information

For questions, concerns, or to exercise your rights under this Privacy Policy, contact us at info@reavesconsultingservices.com